A national fuel retailer with 100+ locations across Australia and New Zealand, operating a vertically integrated business including transport fleet and card services. The company secured a $140 million sustainability-linked loan tied to long-term emissions-reduction targets. To meet the requirements of its sustainability-linked debt facility, the client needed to build credible ESG foundations from the ground up. With no prior sustainability strategy, governance structures, or carbon baseline in place, the business faced significant pressure to demonstrate genuine capability, not just complian